to guide you in the process of buying a home.

Discuss agency choices and select appropriate working relationship.

• Find a mortgage company.
• Consult with a loan officer.
• Get pre-qualified.
• Obtain loan pre-approval.

• Determine offer price.
• Review loan terms.
• Decide on other terms – inspections, possession date, personal property, etc.
• You will be required to provide earnest money.
• Your REALTOR® will prepare the purchase agreement and present the offer.

 The seller will either accept, reject or counter your offer.

• Review the terms of any counter offers and make any needed changes.
• With an accepted offer – select a qualified home inspection professional.

 Your REALTOR®, loan officer and title company will walk you through this process.

• Move In!